Dreaming of Bali sunsets, volcanic views in Java, or quiet beaches in Lombok without spending a fortune? Good news — you can travel Indonesia on a budget and still enjoy rich culture, great food, and jaw-dropping nature. This guide is made for first-timers who want a clear plan, simple tips, and real daily costs.
Indonesia is one of the most wallet-friendly destinations in Asia. Trains are cheap, local eateries are tasty and affordable, and homestays give you comfort without the high price. With a smart route and a few insider tricks, your money stretches far — from busy Jakarta streets to temple mornings in Yogyakarta, sunrise at Bromo, and smooth landings in Bali.
In the next 10 days, you’ll see the highlights without rushing. I’ll show you where to save, when to spend a little extra, and how to avoid common mistakes. You’ll learn how to pick flights, get a local SIM, ride like a local, and eat well for less. We’ll also share respectful travel habits so you enjoy the culture and people along the way.
By the end, you’ll have a complete 10-day plan with budgets, stay suggestions, and step-by-step logistics. Keep this open while you book — it’s built to be your simple, friendly companion for the whole trip.
Why Indonesia Is a Top Budget Destination
Indonesia is a dream for travelers who want rich culture, amazing landscapes, and friendly people — all without spending much. It’s one of Southeast Asia’s most affordable countries, where your dollar, euro, or pound goes a long way. Whether you’re sipping coconut water on a Bali beach or hopping on a train through Java, you can enjoy a full day of adventure for less than the cost of a meal in many Western countries.
Let’s look at what makes Indonesia perfect for budget travel.
Affordable Cost of Living
On average, a budget traveler can live comfortably in Indonesia for $25–40 per day, including food, transport, and simple accommodation. A local meal costs around $1–2, while a good guesthouse or homestay is usually $10–20 per night. Transportation, like trains or public buses, is cheap and reliable. Even domestic flights between islands can be found for under $40 if booked early.
According to Numbeo, Indonesia’s cost of living is about 60–70% lower than most Western countries — meaning you can stretch your budget and travel longer.
Currency and Money Tips
The local currency is the Indonesian Rupiah (IDR). It might look confusing at first because of all the zeros — for example, 100,000 IDR is roughly $6.50 USD. Most ATMs work fine with international cards, but note that ATMs often charge around 25,000 IDR ($1.50) per withdrawal. To save fees, withdraw larger amounts when possible.
Cash is king in local markets and small towns, but credit cards are accepted in major hotels and restaurants. Always keep small bills for street food, transportation, and small shops.
Bargaining and Local Shopping
Bargaining is normal in Indonesia, especially in markets and souvenir stalls. Start politely, smile, and offer half of the initial price, then meet halfway. Locals respect friendly communication, and it’s part of the experience. Avoid being rude or too aggressive — Indonesians appreciate patience and kindness.
Budget Travel Essentials Before You Go
Before jumping into your Indonesia adventure, there are a few key things to prepare. Getting these details right will save you time, money, and stress once you land. From visas to SIM cards, here’s everything you need to know before your trip starts.
Visa and Entry Requirements
Most travelers can visit Indonesia visa-free for up to 30 days, depending on their nationality. Countries like the USA, UK, Canada, and most of Europe are eligible. If you’re planning to stay longer, you can apply for a Visa on Arrival (VOA) at the airport. This visa costs IDR 500,000 (about $35 USD) and allows you to extend once for another 30 days.
Make sure your passport is valid for at least six months from your date of entry. Keep a return ticket or proof of onward travel — immigration officers often ask for it.
Tip: Apply for your VOA online before arriving (through Indonesia’s official immigration website) to skip long airport queues.
Finding Cheap Flights to Indonesia
Indonesia has two main international entry points — Jakarta (Soekarno-Hatta International Airport) and Bali (Ngurah Rai International Airport). Flights to Jakarta are usually cheaper, especially if you’re coming from Europe or the Middle East. Once in Jakarta, you can take a domestic flight or train to explore Java, Bali, and other islands.
To save money:
- Use flight comparison tools like Skyscanner or Google Flights.
- Be flexible with your dates — midweek flights are often cheaper.
- Book domestic flights early, especially during holidays like Idul Fitri or Christmas, when prices rise quickly.
- Consider budget airlines like AirAsia, Lion Air, or Citilink for inter-island travel.
Packing and Travel Insurance
Pack light but smart. Indonesia’s climate is tropical, so it’s hot and humid year-round, with average temperatures between 26–32°C (79–90°F). Bring lightweight clothes, a rain jacket, sunscreen, and comfortable shoes.
If you plan to visit volcanoes like Mount Bromo, pack a light sweater — mornings can be chilly.
Travel insurance is a must. Even though Indonesia is safe, accidents or flight cancellations can happen. Look for insurance that covers medical care, theft, and trip changes. Many travelers use SafetyWing or World Nomads for affordable coverage.
Internet, SIM Cards, and Wi-Fi
Staying connected in Indonesia is easy. The top mobile providers are Telkomsel, XL Axiata, and Indosat Ooredoo. You can buy a local SIM card at the airport or convenience stores for around $3–5 USD, including several GB of data.
Telkomsel has the best coverage, even in smaller towns and islands.
Wi-Fi is widely available in hotels, cafés, and airports, but don’t depend on it in remote areas. For digital nomads or heavy users, consider a pocket Wi-Fi device or local data package.
Health and Safety Preparation
Indonesia is generally safe, but a few smart habits go a long way:
- Drink bottled or filtered water only.
- Bring basic medicines for stomach issues or insect bites.
- Respect local customs and dress modestly in temples or rural areas.
- Always carry a copy of your passport in case of emergencies.
Budget Estimation Before the Trip
Here’s a rough idea of daily costs for budget travelers:
- Accommodation: $10–20 per night
- Food: $5–10 per day
- Transport: $3–8 per day
- Attractions/Activities: $5–15 per day
This means a 10-day trip could cost around $300–500 total, depending on your comfort level.
Pro Tip: Use local apps like Traveloka or Gojek to book transport, hotels, and even meals. They often offer local discounts that tourists miss.
10-Day Sample Itinerary for Indonesia (Detailed Guide)
Now that you know how to prepare and what to expect, let’s build your 10-day Indonesia itinerary — designed for first-time travelers who want the best mix of culture, adventure, and relaxation without spending too much.
This route is affordable, simple to follow, and connects Jakarta → Yogyakarta → Mount Bromo → Bali — the classic and budget-friendly travel path across Indonesia.
🗓️ Day 1–2: Jakarta – City Life and Street Food
Highlights:
- Visit National Monument (Monas) for panoramic views.
- Explore Kota Tua, the old Dutch colonial quarter.
- Try local food at Sabang Street or Menteng hawker stalls — satay, nasi goreng, and fresh juices.
Where to Stay: Budget hostels around Jalan Jaksa ($10–15 per night).
Average Daily Budget: $25–30 USD
Local Tip: Use TransJakarta buses — they’re clean, air-conditioned, and cost only around $0.30 per ride. Avoid taxis in heavy traffic; instead, use Gojek or Grab apps for short trips.
🗓️ Day 3–5: Yogyakarta – Temples and Traditional Culture
Getting There: Take the morning train from Jakarta to Yogyakarta (8 hours, around $10–15 USD in economy). It’s scenic, safe, and comfortable.
Highlights:
- Visit Borobudur Temple, the world’s largest Buddhist temple.
- Explore Prambanan Temple, a beautiful Hindu complex.
- Walk around Malioboro Street for souvenirs and local art.
- Try a $2 meal at a warung (small local restaurant) — rice, vegetables, tempeh, and sambal (spicy sauce).
Where to Stay: Homestays near Prawirotaman area ($10–20 per night).
Average Daily Budget: $25–35 USD
Personal Tip: Don’t miss Gudeg, Yogyakarta’s sweet jackfruit dish — it’s delicious and costs less than $2!
🗓️ Day 6–7: Mount Bromo – Sunrise Adventure
Getting There: Take a night train or bus from Yogyakarta to Probolinggo (gateway to Bromo). The journey takes about 9–10 hours and costs around $15–20 USD.
From Probolinggo, join a shared jeep tour to Mount Bromo for about $30–35 USD (including transport, guide, and park entry).
Highlights:
- Watch the sunrise from Penanjakan Viewpoint — an unforgettable sight.
- Walk across the Sea of Sand to the crater edge.
- Explore the nearby Tengger villages to meet local people.
Where to Stay: Simple guesthouses in Cemoro Lawang ($10–25 per night).
Average Daily Budget: $35–45 USD (including the tour).
Travel Tip: Bring a jacket — it’s cold before sunrise (temperatures can drop to 10°C / 50°F).
🗓️ Day 8–10: Bali – Temples, Beaches, and Culture
Getting There: From Probolinggo, take a train or bus to Banyuwangi, then a ferry to Bali (only $1–2 USD).
From the port, you can travel to Ubud or Canggu using Perama Shuttle or Gojek (around $10–15 USD).
Highlights:
- Explore Ubud’s rice terraces and Monkey Forest.
- Visit Tanah Lot and Uluwatu Temple for sunset views.
- Spend a lazy afternoon on Seminyak Beach or Sanur.
- Try Nasi Campur or Babi Guling for under $3.
Where to Stay:
- Ubud: Local guesthouses ($15–25 per night).
- Canggu: Hostels with pools ($10–20 per night).
Average Daily Budget: $30–40 USD
Insider Tip: Skip expensive tours — rent a scooter for around $5/day and explore freely.
💰 Total Budget Breakdown (Approximate)
| Category | Cost per day (USD) | 10-day total (USD) |
|---|---|---|
| Accommodation | $15 | $150 |
| Food | $8 | $80 |
| Transport | $7 | $70 |
| Activities/Tours | $10 | $100 |
| Estimated Total | $400–450 |
This budget keeps things comfortable yet affordable, perfect for first-time backpackers or couples traveling light.
How to Save Money While Traveling in Indonesia
Traveling Indonesia on a budget is not just possible — it’s easy if you know how to move, eat, and stay like a local. With a few smart habits, you can stretch your money and still enjoy the best experiences without missing out on comfort or fun. Here’s how to make every rupiah count.
Use Local Transportation Wisely
Public transportation in Indonesia is incredibly affordable. If you’re traveling between cities on Java Island, trains are the best option. They are clean, reliable, and much cheaper than flights. For example, a train from Jakarta to Yogyakarta costs around $10–15 USD, compared to $50 or more by air. You can book tickets on the KAI Access app or directly at the station.
Inside cities, use Gojek or Grab for short rides. These apps are like Uber but cheaper, and they often have fixed prices so you don’t have to worry about being overcharged. Motorbike taxis are the cheapest — usually $1–2 USD per trip. For longer routes, look for DAMRI buses or local minibuses known as angkot — they cost less than a dollar but may take more time.
If you’re in Bali or Lombok, renting a scooter is the smartest move. It costs about $5 per day and gives you full freedom to explore at your own pace. Just make sure to wear a helmet and carry an international driving permit.
Eat Like a Local
Food is where most travelers overspend, but in Indonesia, local food is both cheap and delicious. Avoid international restaurants — instead, eat at warungs, which are small local eateries run by families. A full plate of rice, vegetables, tofu, tempeh, and fried chicken costs around $1–2 USD. Street food is also safe if cooked fresh and served hot.
Some great local dishes to try are Nasi Goreng (fried rice), Mie Goreng (fried noodles), Bakso (meatball soup), and Soto Ayam (chicken soup). For dessert, try Es Campur, a mix of shaved ice, fruits, and syrup — perfect for the tropical heat. Drink teh botol (sweet iced tea) or kopi tubruk (local coffee) instead of expensive imported drinks.
If you’re staying in hostels or guesthouses with a kitchen, buy ingredients from local markets. Vegetables, rice, and eggs are very cheap — you can cook for less than $3 a day.
Stay in Budget Accommodations
Accommodation in Indonesia is very flexible. You can find good hostels, guesthouses, or homestays almost everywhere. Apps like Booking.com, Agoda, or Traveloka often have discounts. Look for rooms that include free breakfast, Wi-Fi, and laundry service.
Homestays are often the best choice because they are run by locals, giving you a chance to learn about their lifestyle while saving money. In smaller towns, you can even negotiate the price, especially if you stay more than two nights. Average budget stays cost $10–20 per night depending on the area.
Book Smart and Travel Slow
Moving too quickly from place to place adds up. Try to spend at least 2–3 days in each location to save on transport and enjoy deeper experiences. For inter-island travel, booking flights or ferries in advance through Traveloka or Nusatrip helps you get local prices.
If you’re flexible, use overnight buses or trains — they save you one night’s accommodation cost. When in Bali, group attractions by location to avoid backtracking and wasting fuel or taxi fare.
Shop Wisely and Bargain Politely
Bargaining is part of Indonesian culture, especially in local markets. Always smile and offer about half the price, then negotiate gently. You’ll usually meet in the middle. However, don’t bargain too hard over small amounts — it’s better to keep things friendly and respectful.
When buying souvenirs, shop in places where locals buy, not tourist hotspots. For example, in Yogyakarta, Malioboro Street has both local and tourist stalls — walk around before you buy to compare prices.
Manage Your Money Smartly
Withdraw larger amounts to avoid multiple ATM fees. Keep your cash split between your bag, wallet, and accommodation safe box. Use Revolut or Wise cards if you have them, since they offer better currency conversion rates.
Extra Saving Hacks
- Drink tap-filtered or refill water from large bottles instead of buying new plastic bottles each time. Many hostels offer refill stations for free.
- Travel off-season (February–April or October–November). Prices for flights and hotels can drop by up to 30%.
- Join free walking tours in Jakarta, Yogyakarta, and Ubud to learn the culture without paying for guides.
- Use local laundry shops instead of hotel services — washing a full bag of clothes costs just $2–3 USD.
- Avoid tourist traps where prices are inflated — always check menus and reviews online first.
By combining these small savings, you can easily travel across Indonesia for less than $40 a day while still enjoying the best experiences the country offers.
Safety and Etiquette Tips for Budget Travelers
Indonesia is one of the most welcoming and friendly countries in Asia, but like any travel destination, it helps to understand local manners, safety habits, and small cultural differences. Respect and awareness will not only keep you safe but also help you connect with locals and make your experience richer. Here’s what every budget traveler should know before exploring the islands.
Stay Alert but Relaxed
Indonesia is generally safe, even for solo travelers. Violent crime is rare, especially in tourist areas like Bali, Yogyakarta, and Lombok. However, petty theft such as bag snatching or pickpocketing can happen in crowded places or public transport. Keep your valuables in a small waist pouch or anti-theft bag and avoid flashing expensive gadgets.
In busy areas like markets or bus stations, always keep your backpack in front of you. When using motorbike taxis or rideshare services, check that the driver’s app matches your trip details before hopping on. For peace of mind, make digital copies of your passport, travel insurance, and visa — store them on your phone or email.
Health and Hygiene Tips
Indonesia’s tropical weather and diverse street food can surprise new travelers. To stay healthy:
- Drink bottled or filtered water only — tap water isn’t safe to drink.
- Always carry hand sanitizer and wet wipes.
- Eat food that’s cooked fresh and served hot. Avoid pre-cut fruits left in the open.
- Protect yourself from mosquitoes with repellent, especially during the rainy season (November–March).
- Buy travel insurance that covers medical care and emergency transport — it’s a must for budget travelers.
If you ever feel unwell, most cities have 24-hour clinics or hospitals. Pharmacies (called Apotek) are everywhere and often sell basic medicines without prescriptions.
Respect Local Culture and Religion
Indonesia is home to over 17,000 islands and hundreds of ethnic groups, each with its own traditions. The majority of Indonesians are Muslim, especially on islands like Java, Sumatra, and Lombok, while Bali is mostly Hindu. Understanding and respecting local customs is very important.
When visiting temples, mosques, or villages:
- Dress modestly — cover your shoulders and knees.
- Remove shoes before entering religious buildings.
- Avoid public displays of affection, especially in conservative areas.
- Use your right hand when giving or receiving things — the left hand is considered impolite.
- Always ask before taking photos of people or ceremonies.
In Bali, never step on small offerings (canang sari) placed on the ground; they are part of daily prayers. In Lombok and Java, avoid raising your voice or showing anger — Indonesians value calm and politeness in all situations.
Women and Solo Travelers
Indonesia is generally safe for female travelers, even when traveling alone. People are helpful and respectful. Still, it’s best to dress conservatively in smaller towns, avoid walking alone late at night, and always inform your accommodation about your travel plans if you’re heading somewhere remote.
In Bali and Yogyakarta, many solo female travelers feel very comfortable because of strong tourist infrastructure and friendly locals.
Common Scams and How to Avoid Them
While rare, scams can occur in popular spots. Be aware of:
- Fake guides who approach tourists at attractions — only hire licensed guides from official counters.
- Overpriced taxis — always use Gojek, Grab, or meter taxis like Blue Bird.
- Money changers offering high rates** — stick to those inside malls or banks.
- Ticket sellers outside attractions — always buy from official ticket booths.
If something feels off, walk away politely. Indonesians are generally honest, and most locals will warn you if they sense someone trying to overcharge you.
Environmental Etiquette and Sustainable Travel
Indonesia’s natural beauty is fragile, so travel responsibly:
- Avoid single-use plastics — bring a refillable bottle.
- Dispose of trash properly, especially on beaches.
- Don’t touch coral or take shells home from reefs.
- Support eco-friendly tours and local businesses.
Traveling responsibly helps local communities and protects the environment for future visitors.
Communication and Language Tips
Bahasa Indonesia is the national language, and it’s simple to pick up a few words. Learning basic greetings goes a long way:
- Halo (Hello)
- Terima kasih (Thank you)
- Berapa harganya? (How much is it?)
- Tolong (Please help)
Even if you speak just a few phrases, locals will smile and appreciate your effort. Many young Indonesians also speak basic English, especially in tourist areas.
By being polite, open-minded, and respectful, you’ll find Indonesians eager to help and share their stories. They often go out of their way to make sure visitors feel welcome — that’s what makes traveling here so heartwarming.
FAQs (People Also Ask)
1. Is Indonesia safe for solo budget travelers?
Yes, Indonesia is generally very safe for solo travelers. Most locals are friendly and helpful, especially in tourist areas like Bali and Yogyakarta. Just use common sense and keep an eye on your belongings in crowded places.
2. How much does a 10-day trip to Indonesia cost?
A 10-day budget trip costs around $400–500 USD, including food, accommodation, and transport. You can reduce it further by staying in hostels, eating at warungs, and using public transport.
3. What is the best month to travel to Indonesia on a budget?
The best time is February to April and October to November — these are off-season months when flights and hotels are cheaper, and crowds are smaller.
4. Can I use USD or do I need Indonesian Rupiah?
You’ll need Indonesian Rupiah (IDR) for most transactions. Only high-end hotels or tour agencies may accept USD. ATMs are common, so it’s easy to withdraw local currency.
5. How can I travel between islands cheaply?
Use ferries and budget airlines like Lion Air or Citilink. Ferries are very cheap, while domestic flights are affordable if booked early. Apps like Traveloka often have local deals.
6. What’s the cheapest way to get around Bali?
Rent a scooter for about $5/day or use Gojek and Grab for short rides. Avoid private taxis, which can be expensive, especially in tourist areas.
7. Is tap water safe in Indonesia?
No. Always drink bottled or filtered water. Many hostels and cafés offer free refill stations to avoid buying new bottles.
8. Do I need travel insurance for Indonesia?
Yes. Even budget travelers should have travel insurance that covers medical emergencies, lost luggage, and flight delays.
9. Can I find vegetarian or vegan food easily?
Yes, Indonesian cuisine offers many vegetarian dishes like Gado-Gado, Tempeh, and Nasi Campur. Bali and Yogyakarta have plenty of vegan-friendly cafés.
10. What’s the best SIM card for tourists?
Telkomsel offers the widest coverage, even in rural areas. You can buy a SIM at the airport or convenience stores for around $3–5 USD with several gigabytes of data.
Conclusion
Traveling Indonesia on a budget is not just about saving money — it’s about discovering how much joy, warmth, and beauty this country offers through simple experiences. From Jakarta’s lively street food to Yogyakarta’s ancient temples, Bromo’s sunrise skies, and Bali’s calm beaches, Indonesia gives you the feeling that adventure doesn’t have to be expensive to be unforgettable.
The secret to enjoying it all is to travel slow, eat local, and connect with the people. Every warung meal, shared scooter ride, or friendly smile adds to the story of your trip. You don’t need luxury hotels or pricey tours to feel the magic of Indonesia — you just need curiosity, respect, and a little planning.
So start packing light, plan your route, and get ready to explore this island nation one experience at a time. Whether it’s your first trip or your fifth, Indonesia will always find a way to surprise you.
If you found this guide helpful, share it with other travelers or leave a comment about your favorite hidden gem in Indonesia. And when you’re ready for your next adventure, check out our post: Eco-Tourism in Indonesia: Travel Green, Travel Smart.
